PayWithLedgr
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Setting up your card

From signing up to a card you can spend, screen by screen.

13 steps · about 15 minutes, plus transfer time

  1. 1

    Create your account

    Open PayWithLedgr and choose Sign up. You need a name, an email address and a password of at least six characters.

    The sign-up form, with the Sign up tab selected and name, email and password filled in.
  2. 2

    Confirm your email

    We send a six-digit code to the address you signed up with. Enter it to continue.

    The Check your inbox screen with six code boxes filled in and a Verify Code button.The confirmation email, showing a six-digit code that expires in ten minutes.
  3. 3

    Choose your language

    Pick the language for the dashboard and for the emails we send you. You can change it later in Settings.

    The Preferred Language screen listing English, Espanol, Arabic, Hindi, Urdu and Turkish, each with a flag. English is selected.
  4. 4

    Choose "Personal debit card"

    On the setup screen you are asked what you are opening. Choose the personal card. You can open a business wallet later from Settings.

    Screenshot to come
  5. 5

    Your details

    Name, date of birth, phone number and nationality. These verify your identity and are stored against your account.

    The Tell us about you form with first and last name, date of birth, phone number with a country dial code, and nationality.
  6. 6

    Where you live

    Country, region, city, street and postal code. Used for identity checks and, if you order one, for delivering a physical card.

    Screenshot to come
  7. 7

    Set up your card

    Choose virtual or physical, set a four-digit PIN, pick a monthly spend limit and decide whether you want transaction alerts. All of it except the PIN can be changed later in Settings.

    Screenshot to come
  8. 8

    Where your crypto is now

    You are asked whether your crypto sits on an exchange or in a wallet you control. Already have your own wallet? Pick it, choose your network, and skip to the review. The rest of this guide covers the exchange route.

    Screenshot to come
  9. 9

    Generate a wallet

    We create a wallet for you in the browser and show you its twelve-word recovery phrase. Write the words down in order, on paper, and keep them offline.

    The recovery phrase screen with the twelve words blurred behind a Tap to reveal cover, above a warning never to share them.
  10. 10

    Install SafePal and import the phrase

    Download SafePal from the App Store or Google Play, choose the option to import or restore an existing wallet, and enter the twelve words you just wrote down. Set a PIN when it asks. SafePal now holds this wallet on your phone.

    SafePal home screen with three buttons: Create New Wallet, Add Existing Wallet, and Connect Hardware Wallet.Illustration of a wallet import screen: a grid of twelve numbered slots, the first three filled, with Clear and a greyed-out Next button below.
  11. 11

    Move your funds across

    In SafePal, find the asset you are moving and copy its receive address. Then withdraw to that address from your exchange.

    The XRP asset screen in SafePal, with Receive and Send buttons at the bottom.A SafePal receive screen showing a QR code, the wallet address, and a warning that the address accepts XRP only.
  12. 12

    Come back and link it

    Once the transfer has arrived, return here and choose Link my wallet. Pick the network you withdrew on — that is the one thing only you know.

    The exchange checklist with the first two steps ticked, the withdrawal step still open, and Link my wallet greyed out until it is.
  13. 13

    Wait for the review

    We confirm the wallet is yours. This usually takes a few minutes, and we email you when it is done. You can close the page; the review carries on without you.

    The Confirming wallet ownership screen, showing the connected network and a progress list with wallet linked already ticked.

More steps are being added

These guides are written as the product settles. If you get stuck on a screen that is not covered yet, our team will walk you through it.

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